Term Facility
A Term Facility is a lump-sum loan repaid over a fixed period with predictable, scheduled payments. Ideal for funding major one-time investments like expansions, or refinancing higher-cost debt.
Key Features
Suited for larger, one-time capital investments repaid over a fixed period
Limits ranging from $250K to $4 Million
Structure: Fixed-term, amortizing
Disbursement: lump-sum advance via wire or transfer
Fixed or floating rate options
Predictable monthly or quarterly repayment schedule
Use Cases
Fund major capital expenditures or facility upgrades
Finance business expansion or new locations
Refinance existing higher-cost debt
Fund shareholder buyouts or ownership transitions
Rates, Fees & Terms
Starting at bank prime + 1.0%, subject to credit strength
Amortization from 1 to 5 years
Term loan facility fee subject to level of engagement
$2,500 commitment fee upon application submission
Eligibility
Min. 2 years in business
Demonstrated operating history with min. $1 million annual sales
Satisfactory credit profile
Must provide minimum 2 years of accountant-prepared financial statements
Book a Term Facility Discussion
Not sure where to start? We’re here to help. Every lending relationship begins with a discussion.
Apply for a Term Loan
Complete the form below and provide 2 years of financial statements and any other supporting documentation to begin the process.