Commercial Mortgage
Long-term financing secured against commercial property, whether owner-occupied or an investment. Used to purchase, refinance, or unlock equity in real estate, with amortizations stretching up to 25 years.
Key Features
Financing secured against owner-occupied or investment commercial real estate
Limits ranging from $400K to $50 Million
Structure: Amortizing term loan secured by first mortgage
Property types: office, industrial, retail, multi-residential, mixed-use
Fixed or floating rate with longer amortization periods
Financing up to 85% loan-to-value
Use Cases
Purchase owner-occupied business premises
Acquire income-producing investment property
Refinance an existing mortgage on improved terms
Unlock property equity for reinvestment
Provide take-out financing on completed construction
Rates, Fees & Terms
Starting at bank prime + 0.5%, subject to credit strength
Amortization up to 25 years
$2,500 commitment fee upon application submission
Commercial Mortgage facility fee subject to level of engagement
Eligibility
Must be a registered business entity
Satisfactory credit profile and net worth
Book a Commercial Mortgage Discussion
Not sure where to start? We’re here to help. Every lending relationship begins with a discussion.
Apply for a Commercial Mortgage
Complete the form below and provide any other supporting documentation to begin the process.