Commercial Mortgage

Long-term financing secured against commercial property, whether owner-occupied or an investment. Used to purchase, refinance, or unlock equity in real estate, with amortizations stretching up to 25 years.

Key Features

  • Financing secured against owner-occupied or investment commercial real estate

  • Limits ranging from $400K to $50 Million

  • Structure: Amortizing term loan secured by first mortgage

  • Property types: office, industrial, retail, multi-residential, mixed-use

  • Fixed or floating rate with longer amortization periods

  • Financing up to 85% loan-to-value

Use Cases

  • Purchase owner-occupied business premises

  • Acquire income-producing investment property

  • Refinance an existing mortgage on improved terms

  • Unlock property equity for reinvestment

  • Provide take-out financing on completed construction

Rates, Fees & Terms

  • Starting at bank prime + 0.5%, subject to credit strength

  • Amortization up to 25 years

  • $2,500 commitment fee upon application submission

  • Commercial Mortgage facility fee subject to level of engagement

Eligibility

  • Must be a registered business entity

  • Satisfactory credit profile and net worth

Apply for a Commercial Mortgage

Talk to a credit specialist to determine the Commercial Mortgage solution that is right for you.