Debt Restructuring
Consolidation of multiple existing debts into a single, more manageable facility with revised terms. Lowers monthly payments, improves cash flow, and simplifies obligations into one payment.
Key Features
Consolidation and reorganization of existing debt into more manageable terms
Amounts based on existing obligations, typically $500K to $25 Million
Structure: Consolidated term facility with revised amortization
Lower blended cost and improved cash flow
A single payment replacing multiple obligations
Covenant reset aligned to the current business
Use Cases
Consolidate multiple loans into one payment
Reduce monthly debt-service costs
Extend amortization to free up cash flow
Replace high-cost or maturing debt
Stabilize the business during a turnaround
Rates, Fees & Terms
Starting at bank prime + 1.5%, subject to risk profile
Amortization from 3 to 10 years
Restructuring and setup fee subject to level of engagement
$2,500 commitment fee upon application submission
Eligibility
Viable underlying business with a clear recovery path
Satisfactory or improving credit profile
Updated financial statements and a cash-flow forecast
Book a Debt Restructuring Discussion
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Apply for Debt Restructuring
Complete the form below and provide any other supporting documentation to begin the process.