Dealer Floorplan Financing

Revolving inventory financing that lets dealers stock big-ticket goods and pay per unit as they sell. Built for auto, marine, powersports and equipment dealers to keep their lots stocked without tying up capital.

Key Features


  • Inventory financing for dealers to stock big-ticket goods

  • Limits ranging from $250K to $25 Million

  • Structure: Revolving facility secured by the financed inventory

  • Built for equipment dealers in all industries; auto, powersport, construction, manufacturing etc.

Use Cases


  • Stock showroom and lot inventory

  • Finance seasonal inventory builds

  • Support inventory across multiple locations

  • Free up capital for day-to-day operations

  • Manage both new and used inventory

Rates, Fees & Terms


  • Starting at bank prime + 2% to prime + 6%, depending on dealer profile

  • Facility setup fee subject to level of engagement

  • $2,500 commitment fee upon application submission

Eligibility


  • Established dealer, min. 1-2 years in business

  • Manufacturer or distributor relationships in place

  • Satisfactory credit profile

  • Inventory reporting and audit capability

  • Minimum 1 years of accountant-prepared financial statements*

Book a Floorplan Financing Discussion

Not sure where to start? We’re here to help. Every lending relationship begins with a discussion.

Apply for Floorplan Financing

Complete the form below and any other supporting documentation to begin the process.

Stop chasing banks. We match your business with the right lenders, negotiate better terms, and secure faster funding.