Dealer Floorplan Financing

Revolving inventory financing that lets dealers stock big-ticket goods and pay per unit as they sell. Built for auto, marine, powersports and equipment dealers to keep their lots stocked without tying up capital.

Key Features

  • Inventory financing for dealers to stock big-ticket goods

  • Limits ranging from $250K to $25 Million

  • Structure: Revolving facility secured by the financed inventory

  • Built for equipment dealers in all industries; auto, powersport, construction, manufacturing etc.

Use Cases

  • Stock showroom and lot inventory

  • Finance seasonal inventory builds

  • Support inventory across multiple locations

  • Free up capital for day-to-day operations

  • Manage both new and used inventory

Rates, Fees & Terms

  • Starting at bank prime + 2% to prime + 6%, depending on dealer profile

  • Facility setup fee subject to level of engagement

  • $2,500 commitment fee upon application submission

Eligibility

  • Established dealer, min. 1-2 years in business

  • Manufacturer or distributor relationships in place

  • Satisfactory credit profile

  • Inventory reporting and audit capability

  • Minimum 1 years of accountant-prepared financial statements*

Apply for Dealer Floorplan Financing

Talk to a credit specialist to determine the Floorplan Financing solution that is right for you.